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Robert Oldman is a credit broker, not a lender and is authorised and regulated by the Financial Conduct Authority (FRN 755068) We do not charge you for credit broking services. Finance is introduced through the Deko platform from a carefully selected panel of lenders. Deko is a trading name of Pay4Later Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 728646). Deko is a credit broker, not a lender and does not charge you for credit broking services. Whichever lender Deko introduces you to, Deko will typically receive a commission from them (either a fixed fee or a percentage of the amount you borrow). For your reassurance, all of the lenders Deko works with could pay commission at different rates, but the commission received does not influence the interest rate you will pay. You will be offered the best rate available from Deko's partner lenders, based on the lenders' decision policies.

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